No one wants to think about the possibility of a large tree crashing onto their roof during a storm. Unfortunately, this is a reality many homeowners face when they are faced with storm damage. Tree damage can cause serious destruction to a home, but there are steps you can take if it happens to you. In this blog post, we'll discuss the three steps you should take when a tree falls on your roof.
1) Contact your insurance company
It is critical to contact your insurance company as soon as you realize that a tree has fallen on your roof. Many insurance policies require that you report the damage as soon as you notice it. Insurance companies like Allstate, Farmers, State Farm, Travelers and more have 24-hour/7-day a week claim lines and online portals where you can file your claim. The representative will ask you to provide some information and documents so they can assess the situation. Once they have the details they need, they will assess the damage and determine whether you need to get a roof repair or roof replacement. It is important to act quickly in this situation to ensure that you are able to get the best coverage for the damages.
2) Assess & document the damage
When a tree falls on your roof, it's important to assess and document the damage before you start repairs. Begin by taking photographs of the entire roof from different angles, including close-up shots of any visible damage or debris. Make sure to also take pictures of any parts of the tree that may still be on the roof, as this can help your insurance company determine the extent of the damage. You should also make a list of the roof repair or roof replacement services you will need. This can include replacing missing shingles, cleaning up debris, repairing siding, fixing gutters, and any other damage that may have occurred. By having an accurate list of damages, you'll be able to make sure all your needs are taken care of after the tree has been removed.
3) Call a professional
When a tree falls on your roof, the damage can be extensive and require professional repair or replacement. If you are unsure of the extent of the damage, or don’t feel comfortable taking care of the roof repair or roof replacement yourself, it is best to call a professional. A professional roofer can assess the damage and recommend the best course of action. They will also be able to safely remove the tree from the roof and make any necessary repairs or replacements. Professional roofers will also be able to advise on any additional safety measures that should be taken to prevent further damage, as well as provide helpful tips for future maintenance. They will also be able to provide a quote for the work needed and an estimated timeline for completion.
It is important to contact an experienced and trustworthy roofer to carry out the repairs or replacements needed after a tree has fallen on your roof. If you choose to hire a contractor, ask for references and check to see if they have any reviews online. Make sure that you get all quotes in writing before beginning the project, so that there are no surprises along the way. Taking the time to do your research and choosing the right contractor for your roof repair or roof replacement job will ensure that the work is done correctly and your roof is safe for years to come.
